Senior Risk Manager at Capitec, Sandton
Capitec · Sandton, Gauteng
Overview
Capitec is looking for a Senior Risk Manager to join their Risk & Compliance team in Sandton. You'll provide expert second line oversight across the bank's risk management framework, helping shape risk culture and support sound decision making. This is a senior role for someone with deep banking risk experience who enjoys influencing stakeholders and driving strategic risk initiatives. If you have 10+ years in risk management and want to make an impact at one of South Africa's biggest banks, this could be for you.
About the role
As a Senior Risk Manager at Capitec, you will actively influence and provide expert risk management oversight to relevant stakeholders. You'll contribute to risk culture maturity, regulatory compliance, and strategic risk mitigation while enabling informed decision making and sustainable business performance.
You will be part of the Enterprise Risk Management Framework implementation, providing second line oversight over all aspects relating to risk management. The role involves strategically leading, planning, and managing risk initiatives across a large organisation, aligning metrics, reporting and tactical objectives with strategy.
You can also expect to build and develop effective teams, liaise with regulators, and apply your risk expertise to creative and effective solutions.
Application notes: To apply, first complete a short assessment on the Capitec careers site, then finalise your application by clicking apply on the official site. The ad mentions that you'll be redirected to Capitec's own system.
Requirements
- 10+ years risk management experience in a senior role overseeing a large organisational unit, preferably in a financial institution or bank. Alternatively, at least 6 years as a risk specialist in a leadership role with industry experience in banking regulations, capital markets, technology risks, and public policy.
- Proven experience using influence and relationships to drive and achieve objectives.
- Experience strategically leading, planning, and managing risk initiatives across a large organisation.
- Alignment of metrics, reporting, and tactical objectives with strategy.
- Ability to apply risk expertise to creative and effective applications.
- Regulatory liaison and engagement experience.
- Minimum Bachelor's Degree in Risk and Compliance or Law.
- Ideal or preferred: a relevant post graduate qualification in Risk and Compliance or Law.
- Expert knowledge of risk management best practice and regulatory frameworks and requirements.
- Commercial, business, and financial principles and practices knowledge.
- Knowledge of building and developing effective teams, risk management systems, governance and risk management principles, business products and processes, quality principles, process oriented management, internal risk metrics and approaches, and in depth knowledge of corporate governance frameworks.
- Skills: analytical, commercial thinking, decision making, interpersonal and relationship management, leadership, problem solving.
- Clear criminal and credit record.
Responsibilities
- Provide expert risk management oversight to relevant stakeholders as part of the second line of defence.
- Contribute to risk culture maturity, regulatory compliance, and strategic risk mitigation.
- Enable informed decision making and sustainable business performance through risk oversight.
- Implement the Enterprise Risk Management Framework and provide second line oversight over all aspects relating to risk management.
- Strategically lead, plan, and manage risk initiatives across a large organisation.
- Align metrics, reporting, and tactical objectives with strategy.
- Influence and build relationships to drive and achieve objectives.
- Liaise and engage with regulators.
- Build and develop effective teams.
Job details
- Organisation
- Capitec
- Location
- Sandton, Gauteng
- Job type
- Full time
- Experience level
- Senior (10+ years)
- Education
- Bachelor
- Category
- Banking & Insurance
- Posted
- 2 November 2026 (5 days ago)
- Application Method
- Apply online
Success Guide
Applying for a senior risk role at a major bank like Capitec means you need to show more than just years of experience. Your CV should highlight your work with risk frameworks, regulatory engagement, and any leadership roles where you influenced risk culture or drove strategic initiatives.
Remember that Capitec asks you to complete a short online assessment before finalising your application. Set aside time to do this in one sitting, and take it seriously because it forms part of your first impression.
In the interview, be ready to talk about specific examples of how you have balanced risk oversight with business objectives. They will also want to see that you can influence senior stakeholders and lead teams.
Make sure your criminal and credit records are clear, as these are conditions of employment. Good luck!
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