Manager Credit Large at Nedbank (Sandton or Plattekloof)

As Manager Credit Large at Nedbank, you will be responsible for recommending and granting credit to place quality assets on the book while managing risk across the group. You will work with large corporate exposures, syndicated loans, structured finance, and cross border transactions.

Your day to day will include conducting in depth credit reviews, monitoring portfolios, and presenting reports to various risk forums. You will also contribute to credit policy frameworks, guide monitoring activities, and deliver expert credit opinions on high value deals.

You will build relationships with stakeholders, represent Credit Risk on committees, and ensure the bank treats customers fairly and ethically. Mentoring credit analysts and building internal expertise in complex credit structuring is also part of the role.

Application note: Please apply on Nedbank's official careers site using the link provided. The Nedbank Recruiting Team can be reached on +27 860 555 566 for queries.

• NQF Level 7 or higher qualification in a Financial or Banking related field is essential
• A CIMA, Credit Management degree, or equivalent qualification will be advantageous
• Minimum 5 years experience in Credit Assessment, Evaluation, and Decisioning within a banking environment, specifically involving large commercial or corporate clients with complex financial structures
• Minimum 3 years Business Banking experience evaluating financial statements and credit reports of current and prospective large business clients
• Proven track record in managing a large credit portfolio, including high value and structured lending transactions
• 1 to 2 years experience in a team leadership or supervisory role will be advantageous
• Strong understanding of legal frameworks and regulatory requirements associated with lending and collateral for large commercial clients
• Familiarity with credit policy, risk appetite frameworks, and regulatory compliance in a corporate banking environment
• Valid driver's license and own reliable vehicle
• Willingness and ability to travel as required
• Must have an Individual Credit Mandate of R30 Million

• Conduct in depth credit reviews and portfolio monitoring of large corporate exposures to align with risk appetite and identify emerging risks early
• Prepare and present reports on credit risk issues to various forums and gain consensus
• Contribute to the development and refinement of credit policy frameworks for complex corporate lending, ensuring compliance with regulatory and internal governance standards
• Facilitate and guide monitoring activities by obtaining legal opinions and directives
• Identify emerging risks by studying the external environment including competitors and the macro economy
• Monitor and improve credit risk to contribute towards financial targets
• Identify, establish and maintain relationships with stakeholders to ensure buy in of monitoring activities and recommendations
• Deliver expert credit opinions on high value transactions including syndicated loans, structured finance, and cross border exposures
• Challenge recommendations and policy changes made by the business to ensure thorough understanding of risk
• Represent Credit Risk by participating in Risk Committees and Forums
• Mentor credit analysts and contribute to building internal expertise in complex credit structuring
• Manage resources and activities to deliver on the credit risk monitoring plan
• Perform ad hoc monitoring exercises to address immediate and emerging risks
• Ensure compliance of agreed corrective actions through continuous monitoring
• Establish and follow an annual visitation programme for all regions
• Monitor work done by the team to ensure accuracy and quality
• Motivate staff and create an environment of teamwork through engagement and participation in decision making
• Identify current and future training and development needs for self and staff
• Contribute to team effectiveness by following the recruitment process when recruiting talent
• Maintain a capable high performing team through talent pool identification, career conversations, talent grid principles, and retention programmes
• Ensure self and staff understand and embrace the Nedbank Vision and Values
• Manage the on boarding process of new employees according to the on boarding check list
• Ensure transformational targets are met for own team through recruitment, retention, and training processes
• Create a client service culture through required interventions
• Support the implementation of business optimisation improvement through team engagement
• Encourage team to generate innovative ideas and share knowledge