Financial Controller | Consumer Credit & Collections | Johannesburg North
Network Finance · Johannesburg North, Gauteng
Overview
A growing financial services business in Johannesburg North is looking for a hands-on Financial Controller with consumer credit and collections experience. You will oversee financial reporting, reconciliations, DebiCheck collections, debtor management, commission calculations, and regulatory compliance. This is a permanent, full-time role for a qualified accountant who thrives in a fast-paced, regulated environment and wants to make an impact on financial controls and operational excellence.
About the role
This Financial Controller role sits within a growing financial services business where accuracy, accountability, and operational excellence drive success. You will take ownership of the full financial control function, working closely with Finance, Legal, Compliance, Operations, and Collections teams to maintain the integrity of financial processes and reporting.
What the role involves:
- Overseeing financial control and reporting, including accurate and timely management information.
- Managing balance sheet and general ledger reconciliations.
- Overseeing DebiCheck collections processes and related reconciliations.
- Monitoring debtor books, arrears management, and collection performance.
- Calculating and verifying collection-based commissions and handover balances.
- Strengthening financial controls, processes, and governance standards.
- Supporting regulatory and internal reporting requirements.
- Assisting with month-end, year-end, and audit requirements.
This is a hands-on position in a high-volume, regulated environment, ideal for someone who is detail-oriented, analytical, and comfortable working across multiple teams.
Application note: If you have not received a response within two weeks, please consider your application unsuccessful. Your profile will be kept on the recruiter database for future suitable roles.
Requirements
- BCom Accounting degree or equivalent qualification.
- Qualified Accountant or CIMA-qualified/registered candidate.
- 3 to 8 years of relevant accounting or finance experience.
- Experience within credit, lending, consumer finance, or collections environments.
- Advanced DebiCheck experience.
- Strong reconciliations experience.
- Knowledge of debt collection and debt review processes.
- Experience calculating handover balances and collection-based commissions.
- Practical experience using Excalibur.
- Advanced Microsoft Excel skills.
- Strong analytical, problem-solving, and attention to detail abilities.
- Ability to work effectively in a regulated, high-volume environment.
Responsibilities
- Oversee the financial control and reporting functions of the business.
- Prepare accurate and timely financial reports and management information.
- Manage and review balance sheet and general ledger reconciliations.
- Oversee DebiCheck collections processes and related reconciliations.
- Monitor debtor books, arrears management, and collection performance.
- Manage debt collection handovers and ensure accuracy of handover balances.
- Calculate and verify collection-based commissions and related payments.
- Maintain and strengthen financial controls, processes, and governance standards.
- Support compliance with regulatory and internal reporting requirements.
- Collaborate with internal stakeholders across Finance, Legal, Compliance, Operations, and Collections.
- Identify control weaknesses and implement process improvements.
- Assist with month-end, year-end, and audit requirements.
Job details
- Organisation
- Network Finance
- Location
- Johannesburg North, Gauteng
- Job type
- Full time
- Experience level
- Mid (3+ years)
- Education
- Bachelor
- Category
- Accounting & Finance
- Application Method
- Apply online
Success Guide
This role is best suited to a qualified accountant with solid credit or collections experience, so make sure your CV clearly shows your exposure to DebiCheck, debtor management, and reconciliations. Highlight your Excalibur experience and advanced Excel skills, as these are key for the role. In an interview, expect questions about how you have strengthened financial controls or handled high-volume collections. Bring examples of process improvements you have implemented and be ready to discuss how you manage accuracy under pressure. Also have your qualifications and CIMA registration ready, as the recruiter will likely ask for proof early on.
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