Credit Risk Analyst | Amasiko Group | Sandton
Amasiko Group · Sandton, Gauteng
Overview
Amasiko Group is looking for a Credit Risk Analyst in Sandton to assess and monitor credit risk. You will conduct credit evaluations, prepare risk reports, and apply risk rating and pricing models. This permanent role suits someone with at least 3 years of credit risk experience and a finance or risk management degree who enjoys analysis and problem solving.
About the role
As a Credit Risk Analyst at Amasiko Group in Sandton, you will play a key role in helping the business make informed credit decisions. You will assess and monitor credit risk by conducting credit evaluations, preparing detailed risk reports, and applying risk rating and pricing models.
Your day to day work will include producing accurate risk reports with commentary, performing credit and background searches on applicant companies and their directors, and rating transactions using the risk rating model. You will also run the pricing model to propose final deal pricing and support credit risk controls.
You will attend credit committee meetings and contribute to continuous improvement initiatives by sharing feedback and recommending improvement actions. Building credit metrics and supporting projects that deliver credit risk control will also be part of your role.
Requirements
- Minimum 3 years of working experience in a Credit Risk environment
- Bachelor's degree in Finance or Risk Management
- High level understanding of credit risk management concepts
- Report writing skills
- Good technical capability in SQL and MS Excel
- Good communication skills to explain complex processes to colleagues with varying technical knowledge
- Ability to build relationships and networks internally and externally
- Self starter who can work under pressure
- Logical approach to problem solving for technical and business issues
Responsibilities
- Conduct credit evaluations and prepare risk reports with commentary in the correct format
- Perform credit and background searches on applicant companies, entrepreneurs and directors
- Rate transactions using the risk rating model
- Run the pricing model to propose final deal pricing based on risk ratings
- Support continuous development of credit risk capability through feedback in discussions and forums
- Recommend improvement actions where appropriate
- Support the building and development of credit metrics and projects that deliver credit risk control
- Attend credit committees
- Perform other ad hoc duties as requested
Job details
- Organisation
- Amasiko Group
- Location
- Sandton, Gauteng
- Job type
- Full time
- Experience level
- Mid (3+ years)
- Education
- Bachelor
- Category
- Accounting & Finance
- Application Method
- Apply online
Success Guide
This Credit Risk Analyst role at Amasiko Group is a solid mid level opportunity for someone with a few years of credit risk experience and a finance or risk degree. When you apply, make sure your CV clearly shows your experience with credit evaluations, risk reporting, and any work you have done with SQL and Excel. The job ad mentions risk rating and pricing models, so if you have used these before, highlight it. In an interview, be ready to talk through how you assess credit risk and explain complex ideas simply. Also prepare examples of when you recommended improvements or worked under pressure. Showing you understand the full credit process from evaluation to committee will set you apart.
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