Card Acquiring Product Manager at Standard Bank, Johannesburg
Standard Bank · Johannesburg, Gauteng
Overview
Standard Bank is looking for a Card Acquiring Product Manager to lead the vision, strategy and roadmap for their card acquiring portfolio in Johannesburg. You will work with major payment schemes like Visa and Mastercard, drive product innovation and manage the full product lifecycle. This is a great opportunity for someone with 5 to 7 years of banking experience and a strong understanding of card acquiring and issuing.
About the role
As the Card Acquiring Product Manager at Standard Bank, you will take ownership of the card acquiring product portfolio within Transaction Banking. Your main focus will be defining and championing the product vision, strategy and comprehensive roadmap. You will drive sustained client growth, revenue generation and market share expansion.
Day to day, you can expect to:
- Conduct market analysis, competitive benchmarking and client needs assessments to identify opportunities and inform product priorities.
- Translate market insights and business requirements into detailed product specifications and user stories.
- Lead the end to end product lifecycle, from ideation and development to launch and sunset.
- Collaborate closely with engineering, operations and IT teams to build, integrate and deploy card solutions.
- Cultivate relationships with external stakeholders like Visa, Mastercard, fintechs and payment service providers.
- Establish risk frameworks and controls to mitigate fraud and compliance risks.
- Own the financial performance of the portfolio, including revenue, costs and profitability.
- Use data analytics to inform product decisions and assess performance.
Application note: You will apply on Standard Bank's own system via the link provided.
Requirements
- First Degree in Business Commerce or a related field.
- Must have card acquiring and issuing experience.
- Good understanding of scheme relationships.
- 5 to 7 years of experience in a banking environment.
- 1 to 2 years of product management experience in Transaction Banking.
- 3 to 4 years of experience applying business management knowledge, being accountable for department and team performance.
- 3 to 4 years of experience consuming and comprehending general IT and technology applications, such as architecture diagrams, API and SRE.
- 3 to 4 years of in depth knowledge of client solutions offered by the bank, integrating digitisation and continuous improvement methods.
Responsibilities
- Define a clear product vision, overarching strategy and comprehensive roadmap for Card acquiring.
- Formulate strategic initiatives to achieve sustained client growth, revenue expansion and increased market share.
- Conduct in depth market analysis, competitive benchmarking and client needs assessments.
- Translate market insights and business requirements into detailed product specifications and user stories.
- Lead the end to end product lifecycle for Card acquiring solutions.
- Drive the design and development of innovative Card acquiring products and features.
- Oversee the enhancement and optimisation of existing Card acquiring products.
- Collaborate extensively with engineering, operations and IT teams.
- Embed Card acquiring products within broader Transaction Banking and Coverage team propositions.
- Cultivate and maintain strategic relationships with key external stakeholders, including Visa, Mastercard and other Payment Schemes.
- Foster partnerships with fintech providers, Payment Service Providers and payment aggregators.
- Manage relationships with internal IT and Operations support teams.
- Establish robust risk frameworks and controls specific to Card acquiring products.
- Monitor regulatory changes and compliance requirements.
- Own the overall financial performance of the Card acquiring portfolio.
- Drive initiatives for portfolio growth and optimisation.
- Utilise advanced data analytics and market intelligence to inform product decisions.
- Develop and implement comprehensive product marketing strategies and launch plans.
- Evaluate product performance post launch.
- Represent Card acquiring as a subject matter expert in internal and external forums.
Job details
- Organisation
- Standard Bank
- Location
- Johannesburg, Gauteng
- Job type
- Full time
- Experience level
- Senior (5+ years)
- Education
- Bachelor
- Category
- Banking & Insurance
- Posted
- 19 October 2026 (2 weeks ago)
- Application Method
- Apply online
Success Guide
This is a senior product role at one of South Africa's biggest banks, so your application needs to show more than just banking experience. Standard Bank is looking for someone who truly understands card acquiring, scheme relationships and product management. Make sure your CV clearly highlights your experience with card products, any work you have done with Visa or Mastercard, and examples of how you have managed a product from start to finish. In interviews, be ready to talk about how you have used data to make product decisions and how you have worked with technical teams. Show that you can think strategically and also get into the details. Good luck!
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