Business Banking Manager at Capitec in Witbank, Mpumalanga
Capitec · eMalahleni, Mpumalanga
Overview
Capitec is looking for an energetic Business Manager to join their Witbank Business Centre in eMalahleni, Mpumalanga. You will manage a portfolio of business banking clients, grow relationships and provide tailored financial solutions. This role suits someone with solid business banking experience who enjoys travelling to meet clients and helping local businesses succeed. If you have a passion for service in the banking industry, this could be a great next step in your career.
About the role
As a Business Manager at Capitec's Witbank Business Centre, you will be responsible for providing a proactive business banking sales and service management function. Your main focus will be to retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial product solutions.
You can expect to spend a significant amount of time visiting clients at their business premises, which means frequent travel is part of the role. You will need to build strong relationships with business clients, understand their unique financial needs and recommend appropriate banking products and services.
The role also involves preparing and motivating credit applications, managing a complex portfolio of business customers, and keeping up to date with industry sectors and economic trends that affect your clients.
Important application note: To apply, you first need to complete a short assessment on Capitec's careers page, then finalise your application on their official site. You will apply directly through the bank's own system.
Requirements
- A relevant tertiary qualification in Business Management or Finance (minimum)
- A Bachelor's Degree in Business Management or similar (ideal or preferred)
- Minimum of 5 years banking experience, of which at least 3 years must be in the Business Banking environment
- Experience managing a complex portfolio of business customers with a service and financial analysis focus
- Significant experience in preparing and motivating credit applications
- Experience with cost control and sales management
- 1 to 2 years managerial leadership or managerial experience (ideal)
- Experience managing a small Business Centre (ideal)
- Knowledge of business economics and the current business economic environment
- Customer relationship management (CRM) principles and techniques
- Understanding of different industry sectors and sector risk profiles and trends
- Local market sales principles and practices
- General banking practices and procedures
- Knowledge of competitor product offerings, channels and operational and marketing tactics
- Credit principles and practices, including credit application and securities
- Understanding of legal entities (companies, close corporations, sole proprietorships) and legislative requirements from a financial services perspective
- Knowledge of the Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA)
- Ability to extract, analyse and apply CRM insights to influence client management approach
- Understanding of business risks, industry risks and financial requirements in the business market
- Knowledge of multi level products and pricing structures (ideal)
- Current taxation laws as they apply to customers (ideal)
- Financial modelling skills including activity based costing and cash flow cycles (ideal)
- Analytical skills
- Problem solving skills
- Decision making skills
- Attention to detail
- Computer literacy (MS Word, MS Excel, MS Outlook)
- Communication skills
- Interpersonal and relationship management skills
- Influencing skills
- Negotiation skills
- Commercial thinking skills
- Strategic thinking skills
- Clear criminal and credit record
- Willingness to work flexible hours including Saturdays and public holidays
- Willingness to travel nationally on a regular basis
- A valid driver's license and own vehicle is required
Responsibilities
- Provide a proactive business banking sales and service management function to retain and grow a portfolio of business clients
- Identify and implement value adding and specialised business banking financial product solutions from a range of standard and customised offerings
- Visit clients at their business premises on a frequent basis, which involves regular travel
- Manage a complex portfolio of business customers with a focus on service and financial analysis
- Prepare and motivate credit applications for business clients
- Manage cost control and sales management within the business centre
- Build and maintain strong relationships with business clients to understand their financial needs
- Analyse CRM insights to influence client management approach and strategy
- Keep up to date with industry sector trends and economic conditions that impact clients
- Identify opportunities to cross sell and grow the business banking portfolio
Job details
- Organisation
- Capitec
- Location
- eMalahleni, Mpumalanga
- Job type
- Full time
- Experience level
- Mid (5+ years)
- Education
- Bachelor
- Category
- Banking & Insurance
- Posted
- 16 October 2026 (3 weeks ago)
- Application Method
- Apply online
Success Guide
Hi there! This Business Manager role at Capitec in Witbank is a great opportunity if you have solid business banking experience and enjoy working directly with clients. Before you apply, make sure your CV clearly highlights your experience in business banking, credit applications and managing client portfolios. Capitec also asks you to complete a short online assessment before finalising your application, so set aside some time for that. During the interview, be ready to talk about how you have grown a portfolio of business clients and handled credit motivations. Also remember that this role requires frequent travel and a valid driver's license with your own vehicle, so be prepared to discuss your willingness to travel. Good luck!
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