Business Banker at Capitec in Paarl
Capitec · Paarl, Western Cape
Overview
Capitec is looking for a Business Banker to join their Paarl Business Centre in the Western Cape. In this sales focused role, you will manage and grow a portfolio of business clients, helping them with financial products while also bringing in new business through networking and prospecting. If you have at least 3 years of banking experience, a finance or commerce diploma, and can speak both Afrikaans and English fluently, this could be your next step in business banking.
About the role
As a Business Banker at Capitec's Paarl Business Centre, you will provide a sales and service function for business clients with the goal of retaining and growing a portfolio of businesses. You'll identify and implement value adding financial products and solutions, working with a range of standard and customised offerings to meet each client's needs.
Your day to day will involve prospecting for new business banking clients through lead generation, networking, and referrals. You will convert these opportunities into new client relationships, which means you need to be comfortable with sales targets and chasing new business. You will also prepare and motivate credit applications, keeping an eye on cost control and sales management as you go.
This role sits within the Business Banking environment, so you will need to understand financial statements, balance sheets, and the various legal entities that operate in this space. You'll be joining a team that values service in the banking industry, and Capitec is looking for energetic, self motivated individuals who share that passion.
Application notes: To apply, first complete a short assessment by clicking the link provided. Once you have completed the assessment, finalise your application by clicking apply below. You will apply on Capitec's official career site.Requirements
- Minimum of a Diploma in Commerce or Finance
- FAIS accredited as Key Individual and approved by FSCA (preferred)
- At least 3 years of banking experience, preferably in Business Banking
- Experience managing a portfolio of Business customers, focusing on customer service and financial analysis
- Experience preparing and motivating credit applications
- Cost control and sales management experience
- Proven experience in proactively acquiring new Business Banking clients through prospecting, lead generation, networking, and referrals
- Demonstrated ability to achieve sales and new business acquisition targets
- Ability to communicate fluently in both Afrikaans and English
- Clear criminal and credit record
- Willingness to work flexible hours including Saturdays and Public Holidays
- Valid driver's license and own vehicle
- Knowledge of customer relationship management principles and techniques
- Knowledge of how to interpret financial statements, balance sheets, and basic financial ratios
- Knowledge of Business Banking products and transactional products for small enterprises
Responsibilities
- Manage and grow a portfolio of business clients to retain them and increase value
- Provide a business centre based sales and service function for Business Banking clients
- Identify and implement value adding specialised Business Banking financial products and solutions
- Proactively prospect for new Business Banking clients through lead generation, networking, and referrals
- Convert opportunities into new client relationships and achieve new business acquisition targets
- Prepare and motivate credit applications for business clients
- Analyse financial statements, balance sheets, and financial ratios to assess client needs
- Control costs and manage sales activities within the business centre
- Ensure compliance with regulations, Acts, and Codes relevant to the banking environment
Job details
- Organisation
- Capitec
- Location
- Paarl, Western Cape
- Job type
- Full time
- Experience level
- Mid (3+ years)
- Education
- Diploma
- Category
- Sales & Business Dev
- Posted
- 20 October 2026 (2 weeks ago)
- Application Method
- Apply online
Success Guide
This is a great opportunity if you already have a few years of banking experience and want to specialise in business banking. Capitec is known for its energetic culture, so show your self motivation and sales drive in your application. Your CV should highlight your experience managing business clients, preparing credit applications, and meeting sales targets. Since the Paarl client base needs Afrikaans and English, make sure your language skills are visible. You'll need your own vehicle and a valid driver's license for this role, so mention that too. In an interview, expect questions about how you build relationships with business clients and how you handle credit assessments. Before applying, remember to complete the short assessment they mention. Good luck!
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