Asset Finance Consultant at Absa, Newcastle
Absa · Newcastle, KwaZulu Natal
Overview
Absa is looking for an Asset Finance Consultant in Newcastle to manage a portfolio of commercial clients and help them finance the assets their businesses need to grow. You will build lasting client relationships, drive new business and manage risk within a supportive banking environment. If you have a background in commercial or corporate banking and enjoy working closely with business owners, this is a solid next step in your career.
About the role
As an Asset Finance Consultant at Absa in Newcastle, you will be the main point of contact for a portfolio of Commercial Asset Finance clients. You will work with business owners to structure lending solutions that help them acquire the assets they need to run and grow their operations, while keeping the bank's risk in check.
On a day to day basis you can expect to:
- Build and maintain strong relationships with new and existing clients
- Negotiate pricing and structure deals that work for both the client and the bank
- Analyse company financials and assess credit risk alongside the credit team
- Look for opportunities to cross sell banking products and grow your portfolio
- Make sure service delivery stays sharp and client queries get resolved quickly
- Keep up to date with industry trends and market intelligence
To apply, visit Absa's official careers page and submit your application through their online system.
Requirements
- A minimum of a Bachelors degree (NQF level 7) in Business, Commerce or Management Studies
- Five to seven years of sales and relationship management experience in a commercial or corporate investment banking environment
- At least five years of experience evaluating complex company financial information
- At least five years of experience structuring complex credit solutions and guiding the credit process
- Knowledge of a wide range of financial products and services
- Understanding of macroeconomic factors and trends
- Knowledge of Know Your Customer procedures and other regulatory requirements
- Good knowledge of the business banking environment
Responsibilities
- Act as the main point of contact for CAF clients and manage a portfolio of client relationships
- Target prospective clients and acquire new business in line with the Absa value proposition
- Review and negotiate new pricing with clients according to Absa's pricing policy
- Manage the portfolio balance sheet and income statement to deliver on production targets
- Grow the portfolio through cross selling, onboarding new clients and increasing market share
- Assess and balance credit risk against client capabilities, available security and cash flow
- Co manage high risk customer accounts with credit risk teams and conduct regular reviews
- Resolve client complaints and service concerns timeously
- Maintain a client visitation plan and ensure proactive contact across the portfolio
- Analyse client information and produce reports that identify trends, discrepancies and risks
- Drive the credit review process by obtaining up to date financial information and submitting applications on time
- Ensure adherence to the bank's policies, procedures and compliance processes
- Mentor junior members of the team and support their development
Job details
- Organisation
- Absa
- Location
- Newcastle, KwaZulu Natal
- Job type
- Full time
- Experience level
- Senior (5+ years)
- Education
- Bachelor
- Category
- Banking & Insurance
- Posted
- 28 October 2026 (1 week ago)
- Application Method
- Apply online
Success Guide
This is a great opportunity to join one of South Africa's biggest banks in a role that blends relationship building with real financial analysis. Before you apply, make sure your CV clearly shows your experience in commercial or corporate banking, especially any work with asset finance and credit structuring. Be ready to talk about how you have managed client portfolios and assessed risk in previous roles. Absa values diversity and inclusion, so feel free to highlight any relevant experience that shows your ability to work with different clients and teams. Take your time with the online application and make sure your qualifications and experience match what they are asking for. Good luck!
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